416 223 9300

Borrow up to

$35,0000

the same day*

Call to speak to a live agent

416.223.9300
1 888 852 7647

Or apply securely online!


Why a Prudent Financial vehicle title loan?

Very Competitive Rates!

Fast, same day loans up to $35,000

Open loans so you can pay off early

Loans that report to the credit bureau

Harish L. *****

Went there for first time and met Naomi Iqbal. Very easy to talk to. Got the funds in an hour. No hassle. Highly recommend them. “Source – Google Reviews”

R.H. *****

Great experience overall. The loan officer I dealt with, Naomi Iqbal, was wonderful to work with. Very helpful, kind, and easy to talk to. She walked me through my options step by step. “Source – Google Reviews

Christine B.G. *****

Naomii Iqbal has been my loan advisor for the past four years. She provides exceptional customer service each and every time and goes beyond the call of duty. If you get her as a loan advisor you will be in good hands. One of the best. “Source – Google Reviews”

Maggie Yu ****

All staff at this place are very friendly. They will give all options that suitable you need. The person who helped me is Naomi. She is very nice lady and helpful. Good place had good staff! “Source – Google Reviews”

Suzanne L. *****

I have to thank Prudent Financial for getting me out of a tough spot. Deborah McGee was especially professional and understanding. “Source – Google Reviews”

Kujan L. *****

Furrukh Mushtaq is really professional on his work. He did the job with no hassel. Thanks to the team for the effort they putting to help. “Source – Google Reviews”

Joe C. ****

Hello my name is Joe I am writing about myexperience with Prudent Financial it  was a big surprise how fast they helped me to get my loan on the spot !! Mr Saif Sarwar is the loan officer that I dealt with . He was straight up with us… got our information and we walked out with our loan. How he saved us from disaster we are grateful. I recommend this company for a fast loan to anyone in need !! Thanks again Saif Sarwar n Prudent Financial services.  You’re number 1 “Source – Google Reviews”

Sabrina S. *****

Thank you Marie for all your help! The service at Borrow With Your Car/Prudent Financial is amazing. I wish all my accounts had the same service as you.”Source – Google Reviews”

What is a Vehicle Title Loan?

  • A Vehicle Title Loan, also known as a Car title loans, is a loan using a paid off vehicle as collateral or security. No liens. No leases.
  • Must be fully insured.
  • Full use of your car during the loan period for as long as payments are made.
  • Usually eligible for larger loans and lower rates of interest than unsecured personal loans.

What is a Vehicle Repair Loan?

  • Prudent will loan money for car repairs and towing up to $5,000.
  • Cars must be 6 years or newer. And must be fully paid off, no liens or leases.


Borrow With Your Home

Fine Print

Min and Max period for a BWYC loan repayment

Answer: 1-5 years

What is the maximum annual percentage rate (APR), which includes the interest rate plus fees and other costs for a year?

Answer: 5.75% plus annual fee (ranges from 10% -19%) APR* – 15.75% – 24.75% maximum (effective rate will vary).

A representative example of a Prudent Financial loan – How is it broken down with all applicable fees?

A typical 1000.00 loan, paid off over a 12 month period borrows an amount of 1020.00 which includes the $20 credit application fee. Total cost is 231.94. Payment is 104.33. This does not include optional life insurance

*Rates vary according to credit risks but at all times compliant with all applicable legislation and Prudent does not rely upon any exclusion intended for a pay day style loan company.

Liens and other searches 16.00 and up dependent on loan amount and amortization.

Questions? We pioneered the Responsible Lender Pledge. Call us anytime and we’ll be happy to discuss your loan and what fees may be involved depending on your particular circumstances.